Let's keep things simple - you come to me with a problem that you can't solve, and I'll tell you how I'm going to fix it.
Nothing more, nothing less. Here's who I am:
Ex-LinkedIn Top Voice in Risk Management
One-stop Financial Advisory Hub for Expatriates & HNW/UHNW Clients
Lead Psychologist/Coach running his own practice in Overall Wellness (combining both the elements of drama & psychology)
In Singapore's dynamic financial landscape, true wealth often lies beyond what you can physically hold. Whether you're a local or an expatriate, the path to financial success is paved with strategic asset management.
I've guided diverse clients - from seasoned Singaporean professionals to newly arrived expatriates - in building impressive 6 to 7 figure asset portfolios. The key? Transforming how they perceive, feel, and interact with money in this unique environment.
Our approach goes beyond the conventional financial advice, and to play this game at best - is to be able to morph different financial products into tools that would best fit you:
• Tax Optimisation: Our strategies are designed to navigate the complex tax landscapes expatriates face, potentially saving you thousands each year.
• Retirement Revolution: We create a personalized retirement plan that accounts for your global lifestyle, ensuring financial security wherever you choose to settle.
• Differentiated Insurance Planning: Insurance has never been a "one-size-fits-all" thing. Neither has there been a product that's superior to all. It's about piecing together the different puzzle pieces to build a holistic and comprehensive portfolio.
This isn't about parking your money with us - it's about empowering you to make informed decisions in Singapore's unique financial context.
We house a wide network of connections that has proven to be an asset in helping expatriates to get things done - because holistic planning goes beyond your financial management, but it's also about tending to what you, your kids, and what your family may need - to have a comfortable future in Singapore.
With our proven blueprint and your dedication, we'll work together to achieve your financial goals, whether you're a long-time resident or new to our shores.
Ready to get started?
"Patient, Earnest, Authentic"
"Ruben is one of those rare people who speaks with conviction, and whose actions do his words much justice. His patience, earnest behaviour, and authenticity goes a long way in winning one over, in the long run."
- Bella, Assistant Director
"Definitely will reccomend his service"
"Amongst the long waiting list of hospital beds, Ruben was able to locate a bed for my father within minutes time. I am so thankful to have his service alongside of my ill father. Not only did he go the extra mile to double confirm with the doctors, he also helped our family that came from Taiwan to ensure the best balance between receiving the correct treatment and affordable bills; which left me worry-less during my father's hospital stay. Will definitely recommend using his service!"
- Linda C., Trading Analyst
"Smooth and stress-free"
"I recently worked with Ruben regarding my investment in a retirement plan, and I couldn't be more satisfied with the experience. His professionalism and deep knowledge made the process smooth and stress-free, and our meetings helped me clarify my financial priorities, He took the time to explain every detail, ensuring I felt confident and informed every step of the way. Beyond his expertise, his approachable and friendly personality made the whole process enjoyable - I'd highly recoommend him to anyone looking for sound financial guidance."
- Bjoern, Director
We don’t just ringfence your financial portfolio with you - we revolutionize the way you live your lives, bringing your dreams back into reality, benefitting you with 60% more value than any other solution on the market.
We understand that it's normal to have concerns - so let's talk about it!
Let's get things straight - this isn't going to be a sales call. It's a discovery call.
That means it's meant for us to sit down - identify where you're at in life, what you have, what you want, what you might require, and if we are going to be a good fit to work together. No one likes a pushy financial advisor, and neither am I here to save the entire world. Sounds fair?
Yes of course! But I'm still going to put it out there that we ought to understand one another first. Because just like making a visit to the doctors, you wouldn't want to play doctor and end up being prescribed with something that you may not need.
And it's in my prerogative to provide you with the right things in this long-term advisor-client relationship that we are going to have.
Most financial products (not all) has a 14-day Free-Look Period. This allows you to revoke whatever purchases you have made.
Of course I do! As a multifaceted practicioner in psychology and in finance, I would like to ensure that my clients are at the peak of their wellbeing at all times - whether it's in their lull or performance-driven seasons.
Of course I do! Aspiring to be a one-stop solution hub for my clients, I'm always on the lookout for partnerships & collaborations to add on into my list of services.
So whatever your industry is, let's have a chat! Reach out to us at [email protected]
Absolutely! Reach out to us at [email protected] to get my personal one-sheet and let's set up a separate call to go through what you would like for your audience to receive.
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